/* ===== BUP Global — hoja de estilos compartida ===== */
:root{
  --navy:#0F2B46; --navy-deep:#0A1E33; --blue:#2E86C1; --green:#22C55E;
  --paper:#F5F8FB; --white:#FFFFFF; --line:#E7EDF3;
  --ink:#0F2B46; --ink-soft:#51637A; --ink-mute:#8494A6;
  --on-dark:#EAF1F8; --on-dark-mute:#9DB2C6;
  --display:'Plus Jakarta Sans',system-ui,-apple-system,sans-serif;
  --body:'DM Sans',system-ui,-apple-system,sans-serif;
  --mono:'IBM Plex Mono',ui-monospace,monospace;
  --maxw:1120px; --pad:clamp(20px,5vw,32px); --section:clamp(76px,9vw,116px);
  --sh-sm:0 1px 2px rgba(15,43,70,.04),0 1px 3px rgba(15,43,70,.05);
  --sh-md:0 4px 14px -4px rgba(15,43,70,.10),0 2px 6px -2px rgba(15,43,70,.06);
  --sh-lg:0 28px 54px -18px rgba(15,43,70,.20),0 10px 24px -12px rgba(15,43,70,.12);
  --sh-primary:0 10px 24px -8px rgba(15,43,70,.40);
  --r:18px; --r-sm:12px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--body);color:var(--ink);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
h1,h2,h3,h4{font-family:var(--display);color:var(--navy);line-height:1.08;letter-spacing:-.025em;font-weight:700}
a{color:inherit;text-decoration:none}
img,svg{display:block;max-width:100%}
ul{list-style:none}
.wrap{max-width:var(--maxw);margin-inline:auto;padding-inline:var(--pad)}
.section{padding-block:var(--section)}
.eyebrow{font-family:var(--mono);font-size:12px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--blue)}
.lead{font-size:clamp(17px,1.5vw,20px);line-height:1.6;color:var(--ink-soft)}
.sec-head{max-width:660px;margin-inline:auto;text-align:center;margin-bottom:56px}
.sec-head h2{font-size:clamp(28px,3.4vw,40px);margin-top:16px}
.sec-head p{margin-top:16px;color:var(--ink-soft);font-size:17px;line-height:1.6}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;height:50px;padding:0 24px;font-family:var(--display);font-weight:700;font-size:15px;border-radius:999px;border:1px solid transparent;cursor:pointer;transition:transform .18s cubic-bezier(.2,.7,.3,1),box-shadow .22s ease,background .18s ease,border-color .18s ease;white-space:nowrap}
.btn:focus-visible{outline:3px solid var(--blue);outline-offset:3px}
.btn .arrow{transition:transform .18s ease}
.btn:hover .arrow{transform:translateX(3px)}
.btn-primary{background:var(--navy);color:#fff;box-shadow:var(--sh-primary)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 16px 30px -10px rgba(15,43,70,.5)}
.btn-ghost{background:#fff;color:var(--navy);border-color:var(--line);box-shadow:var(--sh-sm)}
.btn-ghost:hover{border-color:#C9D6E2;transform:translateY(-2px);box-shadow:var(--sh-md)}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{transform:translateY(-2px);box-shadow:0 16px 34px -12px rgba(0,0,0,.35)}
.btn-outline-d{background:transparent;color:#fff;border-color:rgba(255,255,255,.28)}
.btn-outline-d:hover{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.5)}

.logo{display:inline-flex;align-items:center;gap:11px}
.logo .mark{width:34px;height:34px;flex:none;border-radius:9px;box-shadow:var(--sh-sm)}
.logo .wm{font-family:var(--display);font-weight:800;font-size:19px;color:var(--navy);letter-spacing:-.02em;line-height:1}
.logo .wm .g{font-weight:600}

header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.72);backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.nav-links{display:flex;align-items:center;gap:4px}
.nav-links a{font-size:14.5px;font-weight:500;color:var(--ink-soft);padding:9px 13px;border-radius:9px;transition:color .15s,background .15s}
.nav-links a:hover,.nav-links a.active{color:var(--navy);background:var(--paper)}
.nav-right{display:flex;align-items:center;gap:14px}
.lang{display:inline-flex;border:1px solid var(--line);border-radius:9px;overflow:hidden;font-family:var(--display);font-size:12.5px;font-weight:700}
.lang a{padding:7px 11px;color:var(--ink-mute);transition:.15s}
.lang a.active{background:var(--navy);color:#fff}
.lang a:not(.active):hover{background:var(--paper);color:var(--navy)}
.nav-right .signin{font-size:14.5px;font-weight:500;color:var(--ink-soft)}
.nav-right .signin:hover{color:var(--navy)}
.nav-right .btn{height:44px;padding:0 20px;font-size:14.5px}
.burger{display:none;background:none;border:0;cursor:pointer;padding:8px;color:var(--navy)}
.burger svg{width:24px;height:24px}
.mmenu{display:none;border-top:1px solid var(--line);background:#fff;padding:8px var(--pad) 20px}
.mmenu a{display:block;padding:13px 4px;font-weight:500;color:var(--ink-soft);border-bottom:1px solid var(--line)}
.mmenu .btn{width:100%;margin-top:16px}

.hero{position:relative;overflow:hidden;background:radial-gradient(900px 460px at 88% -12%, rgba(46,134,193,.12), transparent 62%), #fff}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:clamp(32px,5vw,64px);align-items:center;padding-block:clamp(64px,8vw,104px)}
.hero h1{font-size:clamp(36px,5vw,58px);font-weight:800;letter-spacing:-.03em;line-height:1.04}
.hero h1 .u{color:var(--blue)}
.hero .lead{margin-top:24px;max-width:38ch}
.hero-cta{display:flex;gap:12px;margin-top:34px;flex-wrap:wrap}
.hero-note{margin-top:22px;font-size:13.5px;color:var(--ink-mute);display:flex;align-items:center;gap:9px;font-weight:500}
.dot{width:7px;height:7px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px rgba(34,197,94,.16);flex:none}

.formula{background:var(--navy-deep);border-radius:var(--r);padding:clamp(24px,3vw,32px);color:var(--on-dark);box-shadow:var(--sh-lg);position:relative;overflow:hidden}
.formula::after{content:"";position:absolute;inset:0;background:radial-gradient(400px 180px at 100% 0,rgba(46,134,193,.22),transparent 70%);pointer-events:none}
.formula .tag{font-family:var(--mono);font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--on-dark-mute);position:relative}
.formula .label{font-family:var(--mono);font-size:11px;letter-spacing:.06em;margin-top:20px;margin-bottom:6px;position:relative}
.formula .label.g{color:var(--green)}
.formula .expr{font-family:var(--mono);font-size:clamp(16px,2vw,20px);color:#fff;font-weight:500;position:relative;display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.formula .expr.old{color:var(--on-dark-mute);font-weight:400}
.formula .strike{text-decoration:line-through;opacity:.65}
.divider{height:1px;background:rgba(157,178,198,.2);margin:20px 0;position:relative}
.chip-g{color:var(--navy-deep);background:var(--green);border-radius:7px;padding:3px 9px;font-weight:600}
.reserved{margin-top:22px;display:flex;align-items:flex-start;gap:11px;background:rgba(34,197,94,.1);border:1px solid rgba(34,197,94,.28);border-radius:12px;padding:14px 15px;font-size:13px;line-height:1.5;color:#d7f5e0;position:relative}
.reserved svg{width:18px;height:18px;stroke:var(--green);stroke-width:2;fill:none;flex:none;margin-top:1px}

.trust{border-block:1px solid var(--line);background:var(--paper)}
.trust .row{display:flex;align-items:center;justify-content:center;gap:clamp(14px,2vw,22px);padding-block:20px;flex-wrap:wrap}
.trust .cap{font-family:var(--mono);font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-mute)}
.trust b{font-family:var(--display);font-weight:700;color:var(--navy);font-size:15px;letter-spacing:-.01em}
.trust .sep{width:4px;height:4px;border-radius:50%;background:#CBD7E2;flex:none}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px;box-shadow:var(--sh-sm);transition:transform .22s cubic-bezier(.2,.7,.3,1),box-shadow .22s ease;display:flex;flex-direction:column}
.card:hover{transform:translateY(-5px);box-shadow:var(--sh-lg)}
.pillar .k{font-family:var(--mono);font-size:11.5px;color:var(--blue);font-weight:600;letter-spacing:.1em}
.pillar h3{font-size:21px;margin:14px 0 10px;letter-spacing:-.02em}
.pillar>p{color:var(--ink-soft);font-size:15px;line-height:1.6}
.pillar ul{margin-top:18px;display:flex;flex-direction:column;gap:11px}
.pillar li{position:relative;padding-left:26px;font-size:14px;color:var(--ink-soft);line-height:1.45}
.pillar li svg{position:absolute;left:0;top:1px;width:17px;height:17px}

.dark{background:var(--navy-deep);color:var(--on-dark)}
.dark h2{color:#fff}
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,5vw,56px);align-items:center}
.split .eyebrow{color:#7FD1FF}
.split .tx p{color:var(--on-dark-mute);font-size:16px;line-height:1.65;margin-top:16px;max-width:46ch}
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.why{background:rgba(255,255,255,.045);border:1px solid rgba(157,178,198,.15);border-radius:var(--r-sm);padding:20px;transition:background .2s,border-color .2s}
.why:hover{background:rgba(255,255,255,.075);border-color:rgba(157,178,198,.28)}
.why h4{font-size:15px;color:#fff;margin-bottom:7px;letter-spacing:-.01em}
.why p{color:var(--on-dark-mute);font-size:13.5px;line-height:1.5}

.advisor{display:grid;grid-template-columns:24% 40% 36%;gap:clamp(28px,4vw,44px);align-items:center}
.adv-photos{display:grid;grid-template-columns:1fr 1fr;gap:16px;justify-items:center}
.adv-photos img{width:116px;height:116px;border-radius:50%;object-fit:cover;object-position:center top;box-shadow:var(--sh-md);border:3px solid #fff}
.adv-tx h3{font-size:clamp(20px,2.2vw,24px);color:var(--blue);letter-spacing:-.02em}
.adv-tx .sub{font-family:var(--display);font-weight:700;font-size:18px;color:var(--navy);margin-top:2px;letter-spacing:-.01em}
.adv-tx p{color:var(--ink-soft);font-size:15px;line-height:1.6;margin-top:14px;max-width:42ch}
.adv-feats{display:flex;flex-direction:column;gap:18px}
.adv-feat{display:flex;align-items:flex-start;gap:12px}
.adv-feat .ic{width:38px;height:38px;border-radius:10px;background:rgba(46,134,193,.1);display:grid;place-items:center;flex:none}
.adv-feat .ic svg{width:18px;height:18px;stroke:var(--blue);fill:none;stroke-width:2}
.adv-feat p{font-size:14.5px;font-weight:600;color:var(--navy);align-self:center}

.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;box-shadow:var(--sh-sm);display:flex;flex-direction:column}
.step .num{font-family:var(--mono);font-weight:600;font-size:14px;color:#fff;background:var(--navy);width:34px;height:34px;border-radius:10px;display:grid;place-items:center;box-shadow:var(--sh-sm)}
.step h3{font-size:17px;margin:18px 0 9px;letter-spacing:-.01em}
.step p{font-size:14px;color:var(--ink-soft);line-height:1.55}

.portal-grid{display:grid;grid-template-columns:22% 34% 44%;gap:20px;align-items:stretch}
.portal-menu{display:flex;flex-direction:column;gap:6px}
.pm-btn{display:flex;align-items:center;gap:11px;padding:14px 15px;border-radius:12px;text-align:left;font-size:14.5px;font-weight:600;color:var(--ink-soft);background:none;border:0;cursor:pointer;transition:.18s;font-family:var(--display);width:100%}
.pm-btn svg{width:20px;height:20px;flex:none;stroke:currentColor;fill:none;stroke-width:1.9}
.pm-btn.active{background:rgba(46,134,193,.09);color:var(--blue);box-shadow:var(--sh-sm)}
.portal-desc{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:var(--sh-sm);display:flex;flex-direction:column;justify-content:center}
.portal-desc .pd{display:none}
.portal-desc .pd.active{display:block}
.portal-desc h3{font-size:19px;margin-bottom:10px;letter-spacing:-.02em}
.portal-desc p{color:var(--ink-soft);font-size:14.5px;line-height:1.6}
.portal-visual{background:var(--navy-deep);border-radius:var(--r);padding:26px;display:flex;align-items:center;box-shadow:var(--sh-lg);min-height:300px}
.pv-panel{display:none;width:100%;flex-direction:column;gap:12px}
.pv-panel.active{display:flex}
.pv-card{background:#fff;border-radius:12px;padding:14px 16px;font-size:14px;font-weight:600;color:var(--ink);display:flex;align-items:center;gap:10px;box-shadow:0 10px 22px -10px rgba(0,0,0,.45)}
.pv-card svg{width:17px;height:17px;flex:none}
.pv-card .tag{margin-left:auto;font-size:12px;font-weight:700}
.pv-card .mut{color:var(--ink-mute);font-weight:400;font-size:12px}
.pv-bar{height:8px;border-radius:99px;background:#EAF0F5;overflow:hidden;margin-top:10px}
.pv-bar>span{display:block;height:100%;width:40%;background:var(--blue);border-radius:99px}

.proof{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:stretch}
.case{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:32px;box-shadow:var(--sh-md);display:flex;flex-direction:column}
.who{display:flex;align-items:center;gap:13px;margin-bottom:20px}
.who .av{width:48px;height:48px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-family:var(--display);font-weight:700;font-size:15px;flex:none;box-shadow:var(--sh-sm)}
.who b{font-family:var(--display);font-size:15px;color:var(--navy);display:block;letter-spacing:-.01em}
.who small{color:var(--ink-mute);font-size:13px}
.quote{color:var(--ink-soft);font-size:15px;line-height:1.6}
.metrics{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:22px 0}
.metric{border:1px solid var(--line);border-radius:var(--r-sm);padding:18px;text-align:center;background:var(--paper)}
.metric .v{font-family:var(--display);font-weight:800;font-size:27px;color:var(--navy);letter-spacing:-.02em}
.metric .v.g{color:var(--green)}
.metric .l{font-size:12px;color:var(--ink-mute);margin-top:5px;line-height:1.35}
.rev-col{display:flex;flex-direction:column;gap:16px}
.review{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:var(--sh-sm)}
.stars{color:#00B67A;letter-spacing:2px;font-size:14px}
.tp{display:inline-flex;align-items:center;gap:9px;background:#fff;border:1px solid var(--line);border-radius:var(--r-sm);padding:11px 15px;font-size:13px;font-weight:500;color:var(--ink-soft);box-shadow:var(--sh-sm);transition:box-shadow .2s,transform .2s}
.tp:hover{box-shadow:var(--sh-md);transform:translateY(-1px)}

.partners{background:var(--paper);border-block:1px solid var(--line);text-align:center}
.partners h2{font-size:clamp(22px,2.6vw,28px);margin-top:14px}
.partners .sub{color:var(--ink-soft);font-size:15px;margin:14px auto 0;max-width:60ch;line-height:1.6}
.plogos{display:flex;gap:clamp(28px,5vw,54px);flex-wrap:wrap;justify-content:center;align-items:center;margin-top:38px}
.plogos img{height:40px;width:auto;max-width:150px;object-fit:contain;filter:grayscale(1);opacity:.6;transition:filter .25s,opacity .25s}
.plogos img:hover{filter:grayscale(0);opacity:1}

.faq{max-width:800px;margin-inline:auto;display:flex;flex-direction:column;gap:12px}
.qa{background:#fff;border:1px solid var(--line);border-radius:var(--r-sm);overflow:hidden;box-shadow:var(--sh-sm);transition:box-shadow .2s}
.qa[open]{box-shadow:var(--sh-md)}
.qa summary{list-style:none;cursor:pointer;padding:20px 22px;font-family:var(--display);font-weight:700;font-size:16px;color:var(--navy);display:flex;justify-content:space-between;align-items:center;gap:18px;letter-spacing:-.01em}
.qa summary::-webkit-details-marker{display:none}
.qa summary:focus-visible{outline:3px solid var(--blue);outline-offset:-3px}
.qa .plus{flex:none;width:20px;height:20px;position:relative;transition:transform .22s ease}
.qa .plus::before,.qa .plus::after{content:"";position:absolute;background:var(--blue);border-radius:2px}
.qa .plus::before{top:9px;left:2px;right:2px;height:2px}
.qa .plus::after{left:9px;top:2px;bottom:2px;width:2px}
.qa[open] .plus{transform:rotate(45deg)}
.qa .ans{padding:0 22px 22px;color:var(--ink-soft);font-size:15px;line-height:1.6}

.cta-final{background:radial-gradient(760px 360px at 22% -10%,rgba(46,134,193,.2),transparent 62%),var(--navy-deep);color:#fff;text-align:center}
.cta-final h2{color:#fff;font-size:clamp(27px,3.6vw,42px);max-width:16ch;margin-inline:auto}
.cta-final p{color:var(--on-dark-mute);max-width:52ch;margin:18px auto 0;line-height:1.6}
.cta-final .hero-cta{justify-content:center;margin-top:36px}

footer{background:var(--paper);border-top:1px solid var(--line);padding-block:60px 32px}
.fgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:36px}
.fabout{color:var(--ink-soft);font-size:14px;line-height:1.6;max-width:30ch;margin-top:16px}
.fcol h5{font-family:var(--display);font-size:12.5px;text-transform:uppercase;letter-spacing:.1em;color:var(--ink-mute);margin-bottom:15px}
.fcol a{display:block;color:var(--ink-soft);font-size:14px;padding:5px 0;transition:color .15s}
.fcol a:hover{color:var(--navy)}
.fcol p{color:var(--ink-soft);font-size:14px;line-height:1.6}
.fbottom{border-top:1px solid var(--line);margin-top:44px;padding-top:22px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;color:var(--ink-mute);font-size:13px}
.fbottom a{color:var(--ink-mute)}
.fbottom a:hover{color:var(--navy)}

.reveal{opacity:0;transform:translateY(16px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}

/* ===== componentes de páginas de servicio ===== */
.badge-rec{display:inline-flex;align-items:center;gap:6px;font-family:var(--mono);font-size:10.5px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:#0d7a3f;background:rgba(34,197,94,.12);border:1px solid rgba(34,197,94,.3);border-radius:999px;padding:5px 11px}
.hero-price{display:inline-flex;align-items:baseline;gap:10px;margin-top:26px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 18px;box-shadow:var(--sh-sm)}
.hero-price .amt{font-family:var(--display);font-weight:800;font-size:26px;color:var(--navy);letter-spacing:-.02em}
.hero-price .note{font-size:13px;color:var(--ink-mute)}

.incl-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 28px;max-width:760px;margin-inline:auto}
.incl{position:relative;padding-left:32px;font-size:15px;color:var(--ink);line-height:1.5}
.incl svg{position:absolute;left:0;top:0;width:22px;height:22px}

.states{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.state{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:var(--sh-sm);transition:transform .22s,box-shadow .22s;display:flex;flex-direction:column;position:relative}
.state.rec{border-color:rgba(34,197,94,.4);box-shadow:0 0 0 1px rgba(34,197,94,.25),var(--sh-md)}
.state:hover{transform:translateY(-5px);box-shadow:var(--sh-lg)}
.state .flag{font-size:30px;margin-bottom:14px}
.state h3{font-size:20px;margin-bottom:8px;letter-spacing:-.02em}
.state p{color:var(--ink-soft);font-size:14.5px;line-height:1.55}
.state .top{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:8px}

.price-card{max-width:520px;margin-inline:auto;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:36px;box-shadow:var(--sh-lg);text-align:center}
.price-card .amt{font-family:var(--display);font-weight:800;font-size:44px;color:var(--navy);letter-spacing:-.03em;line-height:1}
.price-card .note{color:var(--ink-mute);font-size:14px;margin-top:8px}
.price-card ul{margin:26px 0;display:flex;flex-direction:column;gap:12px;text-align:left}
.price-card li{position:relative;padding-left:30px;font-size:15px;color:var(--ink);line-height:1.5}
.price-card li svg{position:absolute;left:0;top:1px;width:20px;height:20px}
.price-card .btn{width:100%}
.price-card .disc{font-size:12.5px;color:var(--ink-mute);margin-top:14px;line-height:1.5}

@media(max-width:920px){
  .hero-grid,.split,.proof,.advisor{grid-template-columns:1fr}
  .grid-3,.grid-4,.states{grid-template-columns:1fr 1fr}
  .portal-grid{grid-template-columns:1fr}
  .portal-menu{flex-direction:row;flex-wrap:wrap}
  .pm-btn{width:auto}
  .fgrid{grid-template-columns:1fr 1fr}
  .nav-links,.nav-right .signin,.nav-right .btn,.nav-right .lang{display:none}
  .burger{display:block}
}
@media(max-width:560px){
  .grid-3,.grid-4,.why-grid,.metrics,.fgrid,.adv-photos,.states,.incl-grid{grid-template-columns:1fr}
  .hero .lead,.hero h1{max-width:none}
}
@media(prefers-reduced-motion:reduce){
  *{scroll-behavior:auto!important}
  .reveal{opacity:1;transform:none;transition:none}
  .btn:hover,.card:hover{transform:none}
}

/* ===== componentes BUP Operate ===== */
.sub-card{background:var(--navy-deep);border-radius:var(--r);padding:clamp(24px,3vw,30px);color:var(--on-dark);box-shadow:var(--sh-lg);position:relative;overflow:hidden}
.sub-card::after{content:"";position:absolute;inset:0;background:radial-gradient(400px 180px at 100% 0,rgba(46,134,193,.2),transparent 70%);pointer-events:none}
.sub-card .tag{font-family:var(--mono);font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--on-dark-mute);position:relative}
.sub-row{display:flex;align-items:center;gap:12px;padding:13px 0;border-bottom:1px dashed rgba(157,178,198,.2);position:relative}
.sub-row:last-child{border-bottom:0}
.sub-row .sd{width:9px;height:9px;border-radius:50%;flex:none;background:var(--on-dark-mute)}
.sub-row .nm{font-family:var(--mono);font-size:14px;color:#fff}
.sub-row .en{font-size:11px;color:var(--on-dark-mute);margin-left:2px}
.sub-row.profit .sd{background:var(--green);box-shadow:0 0 0 4px rgba(34,197,94,.18)}
.sub-row.profit .nm{color:var(--green);font-weight:600}
.sub-row .pf{margin-left:auto;font-family:var(--mono);font-size:12px;color:var(--on-dark-mute)}

.phases{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.phase{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;box-shadow:var(--sh-sm);display:flex;flex-direction:column;position:relative}
.phase .ph{font-family:var(--mono);font-size:11px;font-weight:600;letter-spacing:.1em;color:var(--blue);text-transform:uppercase}
.phase h3{font-size:18px;margin:10px 0 4px;letter-spacing:-.02em}
.phase .wk{font-size:12.5px;color:var(--ink-mute);margin-bottom:14px}
.phase ul{display:flex;flex-direction:column;gap:9px}
.phase li{position:relative;padding-left:20px;font-size:13.5px;color:var(--ink-soft);line-height:1.45}
.phase li::before{content:"";position:absolute;left:0;top:7px;width:6px;height:6px;border-radius:50%;background:var(--green)}

.forwhom{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.fw{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px;box-shadow:var(--sh-sm)}
.fw h3{font-size:19px;margin-bottom:18px;letter-spacing:-.02em}
.fw ul{display:flex;flex-direction:column;gap:13px}
.fw li{position:relative;padding-left:30px;font-size:14.5px;color:var(--ink-soft);line-height:1.5}
.fw li svg{position:absolute;left:0;top:1px;width:20px;height:20px}
.fw.no li{color:var(--ink-mute)}

.copilots{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.copilot{background:rgba(255,255,255,.045);border:1px solid rgba(157,178,198,.16);border-radius:var(--r-sm);padding:22px;text-align:center;transition:background .2s,border-color .2s}
.copilot:hover{background:rgba(255,255,255,.08);border-color:rgba(157,178,198,.3)}
.copilot .ci{width:44px;height:44px;border-radius:12px;background:rgba(46,134,193,.16);display:grid;place-items:center;margin:0 auto 14px}
.copilot .ci svg{width:22px;height:22px;stroke:#7FD1FF;fill:none;stroke-width:1.8}
.copilot h4{color:#fff;font-size:15px;margin-bottom:5px}
.copilot p{color:var(--on-dark-mute);font-size:12.5px;line-height:1.45}

.guarantee{max-width:820px;margin-inline:auto;background:linear-gradient(180deg,rgba(34,197,94,.06),#fff);border:1px solid rgba(34,197,94,.3);border-radius:var(--r);padding:32px;display:flex;gap:20px;align-items:flex-start;box-shadow:var(--sh-md)}
.guarantee .gi{width:52px;height:52px;border-radius:14px;background:rgba(34,197,94,.14);display:grid;place-items:center;flex:none}
.guarantee .gi svg{width:26px;height:26px;stroke:var(--green);fill:none;stroke-width:2}
.guarantee h3{font-size:20px;margin-bottom:8px;letter-spacing:-.02em}
.guarantee p{color:var(--ink-soft);font-size:14.5px;line-height:1.6}
.guarantee .cond{font-size:12.5px;color:var(--ink-mute);margin-top:10px}

@media(max-width:920px){
  .phases,.copilots{grid-template-columns:1fr 1fr}
  .forwhom{grid-template-columns:1fr}
}
@media(max-width:560px){
  .phases,.copilots{grid-template-columns:1fr}
  .guarantee{flex-direction:column;gap:14px}
}

/* ===== componentes Precios ===== */
.pricing-2{display:grid;grid-template-columns:1fr 1fr;gap:22px;max-width:940px;margin-inline:auto}
.plan{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:34px;box-shadow:var(--sh-sm);display:flex;flex-direction:column;position:relative}
.plan.feat{border-color:rgba(46,134,193,.45);box-shadow:0 0 0 1px rgba(46,134,193,.28),var(--sh-lg)}
.plan .kick{font-family:var(--mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-mute)}
.plan .rec{position:absolute;top:22px;right:22px;font-family:var(--mono);font-size:10.5px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--blue);background:rgba(46,134,193,.1);border:1px solid rgba(46,134,193,.28);border-radius:999px;padding:5px 11px}
.plan h3{font-size:23px;margin:8px 0 8px;letter-spacing:-.02em}
.plan .desc{color:var(--ink-soft);font-size:14.5px;line-height:1.5;min-height:44px}
.plan .price{display:flex;align-items:baseline;gap:8px;margin:20px 0 3px;flex-wrap:wrap}
.plan .price .n{font-family:var(--display);font-weight:800;font-size:46px;color:var(--navy);letter-spacing:-.03em;line-height:1}
.plan .price .u{font-size:14px;color:var(--ink-mute)}
.plan .subp{font-size:13px;color:var(--ink-mute)}
.plan ul{margin:24px 0;display:flex;flex-direction:column;gap:12px;flex:1}
.plan li{position:relative;padding-left:28px;font-size:14.5px;color:var(--ink);line-height:1.45}
.plan li svg{position:absolute;left:0;top:1px;width:19px;height:19px}
.plan .grt{margin:0 0 18px;background:rgba(34,197,94,.07);border:1px solid rgba(34,197,94,.25);border-radius:10px;padding:12px 14px;font-size:12.5px;color:var(--ink-soft);line-height:1.5;display:flex;gap:9px;align-items:flex-start}
.plan .grt svg{width:16px;height:16px;stroke:var(--green);fill:none;stroke-width:2;flex:none;margin-top:1px}
.plan .btn{width:100%}

.upsell{max-width:940px;margin:22px auto 0;background:rgba(46,134,193,.06);border:1px solid rgba(46,134,193,.2);border-radius:12px;padding:15px 20px;font-size:14.5px;color:var(--ink-soft);display:flex;gap:11px;align-items:center;line-height:1.5}
.upsell svg{width:18px;height:18px;stroke:var(--blue);fill:none;stroke-width:2;flex:none}
.upsell b{color:var(--navy)}

.annual{background:var(--navy-deep);border-radius:var(--r);padding:clamp(28px,4vw,44px);color:var(--on-dark);box-shadow:var(--sh-lg);max-width:940px;margin-inline:auto}
.annual>h3{color:#fff;font-size:clamp(22px,2.6vw,28px);letter-spacing:-.02em}
.annual>p{color:var(--on-dark-mute);font-size:15px;line-height:1.6;margin-top:12px;max-width:62ch}
.annual-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:28px}
.acard{background:rgba(255,255,255,.04);border:1px solid rgba(157,178,198,.16);border-radius:var(--r);padding:28px}
.acard.feat{background:rgba(46,134,193,.08);border-color:rgba(127,209,255,.4)}
.acard .top{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}
.acard .nm{font-family:var(--display);font-weight:700;color:#fff;font-size:17px;letter-spacing:-.01em}
.acard .tg{font-family:var(--mono);font-size:11px;color:var(--green);background:rgba(34,197,94,.12);border-radius:999px;padding:4px 10px;white-space:nowrap}
.acard .pr{margin:14px 0 2px;display:flex;align-items:baseline;gap:8px;flex-wrap:wrap}
.acard .pr .n{font-family:var(--display);font-weight:800;font-size:34px;color:#fff;letter-spacing:-.02em;line-height:1}
.acard .pr .u{font-size:13px;color:var(--on-dark-mute)}
.acard ul{margin-top:18px;display:flex;flex-direction:column;gap:9px}
.acard li{font-size:13.5px;color:var(--on-dark-mute);line-height:1.45}
.acard .ft{margin-top:16px;font-size:12.5px;color:#7FD1FF;line-height:1.5}

.cmp{max-width:1000px;margin:0 auto;overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh-sm)}
.cmp table{width:100%;border-collapse:collapse;min-width:660px;background:#fff}
.cmp th,.cmp td{padding:15px 18px;text-align:center;font-size:14px;border-bottom:1px solid var(--line)}
.cmp th:first-child,.cmp td:first-child{text-align:left;color:var(--ink);font-weight:500}
.cmp thead th{vertical-align:top;border-bottom:2px solid var(--line)}
.cmp .pn{font-family:var(--display);font-weight:700;font-size:16px;color:var(--navy)}
.cmp .pp{font-family:var(--display);font-weight:800;font-size:23px;color:var(--navy);letter-spacing:-.02em;margin-top:4px}
.cmp .py{font-size:11.5px;color:var(--ink-mute);margin-top:3px;font-weight:400}
.cmp tr.grp td{background:var(--paper);font-family:var(--display);font-weight:700;font-size:12.5px;color:var(--navy);text-align:left;letter-spacing:.02em;text-transform:uppercase}
.cmp .ck{color:var(--blue);font-weight:700}
.cmp .dash{color:var(--ink-mute)}
.cmp .sm{font-size:12.5px;color:var(--ink-soft)}
.cmp tr:last-child td{border-bottom:0}

.addons{max-width:760px;margin:0 auto}
.addon{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:17px 4px;border-bottom:1px solid var(--line)}
.addon .a{font-size:15px;color:var(--ink)}
.addon .p{font-family:var(--display);font-weight:700;color:var(--navy);font-size:15px;white-space:nowrap}
.fineprint{max-width:900px;margin:18px auto 0;font-size:12.5px;color:var(--ink-mute);line-height:1.6}

@media(max-width:820px){
  .pricing-2,.annual-grid{grid-template-columns:1fr}
}

/* ===== artículos / guías SEO ===== */
.article-hero{background:radial-gradient(700px 300px at 82% -20%,rgba(46,134,193,.1),transparent 60%),#fff;border-bottom:1px solid var(--line)}
.article-hero .wrap{padding-block:clamp(40px,6vw,64px)}
.crumbs{font-size:13px;color:var(--ink-mute);margin-bottom:16px}
.crumbs a{color:var(--ink-mute)}
.crumbs a:hover{color:var(--navy)}
.article-hero h1{font-size:clamp(30px,4vw,46px);letter-spacing:-.03em;max-width:22ch;line-height:1.06}
.article-hero .meta{margin-top:16px;font-size:13.5px;color:var(--ink-mute);font-family:var(--mono);letter-spacing:.02em}
.article{max-width:760px;margin-inline:auto}
.article .lede{font-size:19px;line-height:1.65;color:var(--ink-soft);margin:0 0 8px}
.article h2{font-size:clamp(23px,2.8vw,31px);margin:46px 0 14px;letter-spacing:-.02em;scroll-margin-top:90px}
.article h3{font-size:19px;margin:28px 0 8px;letter-spacing:-.01em}
.article p{font-size:16.5px;line-height:1.75;color:var(--ink);margin:14px 0}
.article strong{color:var(--navy);font-weight:600}
.article a.inl{color:var(--blue);font-weight:500;text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1px}
.article ul.bul{margin:16px 0;display:flex;flex-direction:column;gap:10px}
.article ul.bul li{position:relative;padding-left:26px;font-size:16px;line-height:1.6;color:var(--ink)}
.article ul.bul li::before{content:"";position:absolute;left:3px;top:10px;width:7px;height:7px;border-radius:50%;background:var(--green)}
.article ol.num{margin:18px 0;counter-reset:s;list-style:none;display:flex;flex-direction:column;gap:14px}
.article ol.num li{position:relative;padding-left:46px;font-size:16px;line-height:1.65}
.article ol.num li::before{counter-increment:s;content:counter(s);position:absolute;left:0;top:1px;width:30px;height:30px;border-radius:9px;background:var(--navy);color:#fff;font-family:var(--mono);font-size:14px;font-weight:600;display:grid;place-items:center}
.article ol.num li strong{display:block;margin-bottom:2px}
.toc{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:24px 28px;margin:30px 0}
.toc h4{font-family:var(--mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-mute);margin-bottom:14px}
.toc ol{list-style:none;counter-reset:t;display:flex;flex-direction:column;gap:10px}
.toc li{counter-increment:t}
.toc a{color:var(--ink-soft);font-size:15px;display:flex;gap:11px;align-items:baseline}
.toc a:hover{color:var(--blue)}
.toc a::before{content:counter(t,decimal-leading-zero);font-family:var(--mono);font-size:12px;color:var(--blue);font-weight:600;flex:none}
.callout{background:rgba(46,134,193,.06);border:1px solid rgba(46,134,193,.2);border-left:3px solid var(--blue);border-radius:12px;padding:18px 20px;margin:24px 0;font-size:15px;line-height:1.65;color:var(--ink-soft)}
.callout strong{color:var(--navy)}
.article-cta{background:var(--navy-deep);border-radius:var(--r);padding:34px;text-align:center;margin:48px 0 8px;color:#fff;box-shadow:var(--sh-lg)}
.article-cta h3{color:#fff;font-size:22px;margin-bottom:10px;letter-spacing:-.02em}
.article-cta p{color:var(--on-dark-mute);font-size:15px;margin:0 auto 22px;max-width:44ch}
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:20px}
.rel{background:#fff;border:1px solid var(--line);border-radius:var(--r-sm);padding:20px;box-shadow:var(--sh-sm);transition:transform .2s,box-shadow .2s}
.rel:hover{transform:translateY(-3px);box-shadow:var(--sh-md)}
.rel .k{font-family:var(--mono);font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--blue)}
.rel h4{font-size:16px;margin:8px 0 4px;letter-spacing:-.01em}
.rel p{font-size:13.5px;color:var(--ink-soft);line-height:1.5}
@media(max-width:700px){.related{grid-template-columns:1fr}}

/* ===== páginas legales ===== */
.legal{max-width:760px;margin-inline:auto}
.legal .updated{font-family:var(--mono);font-size:12.5px;color:var(--ink-mute);margin-bottom:26px}
.legal .intro{font-size:16px;line-height:1.75;color:var(--ink-soft);margin-bottom:8px}
.legal h2{font-size:20px;margin:38px 0 12px;padding-bottom:9px;border-bottom:1px solid var(--line);letter-spacing:-.01em;color:var(--navy)}
.legal h3{font-size:16px;margin:24px 0 8px;color:var(--navy);letter-spacing:-.01em}
.legal p{font-size:15px;line-height:1.75;color:var(--ink-soft);margin:12px 0}
.legal ul{margin:12px 0 12px 4px;display:flex;flex-direction:column;gap:8px}
.legal li{position:relative;padding-left:22px;font-size:15px;line-height:1.6;color:var(--ink-soft)}
.legal li::before{content:"";position:absolute;left:4px;top:9px;width:5px;height:5px;border-radius:50%;background:var(--blue)}
.legal a{color:var(--blue);text-decoration:underline;text-underline-offset:2px}
.legal strong{color:var(--navy);font-weight:600}
.legal .box{background:var(--paper);border-left:3px solid var(--blue);border-radius:0 10px 10px 0;padding:16px 20px;margin:20px 0;font-size:14px;color:var(--ink-soft);line-height:1.65}

/* =====================================================
   REFINAMIENTO MÓVIL GLOBAL (iPhone / Android)
   Aplica a todas las páginas vía la hoja compartida.
   ===================================================== */
html{overflow-x:clip}            /* evita desbordes horizontales sin romper sticky */
img,svg,table{max-width:100%}

@media(max-width:768px){
  :root{
    --section:clamp(52px,11vw,72px);  /* menos aire vertical en móvil */
    --pad:20px;
  }
  /* encabezados de sección */
  .sec-head{margin-bottom:34px}
  .sec-head p{font-size:15.5px}
  /* hero */
  .hero-grid{padding-block:38px 44px;gap:30px}
  .hero h1{font-size:clamp(30px,7.6vw,40px);line-height:1.08}
  .hero .lead{font-size:16.5px;margin-top:18px;max-width:none}
  .hero-cta{margin-top:26px;gap:10px}
  .hero-cta .btn{width:100%}                 /* CTAs a ancho completo, apilados */
  .cta-final .hero-cta .btn,.article-cta .btn{width:100%}
  .hero-note{margin-top:18px}
  /* tarjetas: menos padding para más contenido y mejor alineación */
  .card,.case,.fw,.acard,.state,.step,.review{padding:24px}
  .plan{padding:28px 24px}
  .plan h3{font-size:21px}
  .formula,.sub-card{padding:24px}
  .price-card,.guarantee,.article-cta{padding:26px 22px}
  .annual{padding:26px 22px}
  .guarantee{flex-direction:column;gap:14px}
  /* fotos del asesor: mantener 2x2 y hacerlas fluidas (no apiladas) */
  .adv-photos{grid-template-columns:1fr 1fr;gap:14px}
  .adv-photos img{width:100%;height:auto;aspect-ratio:1/1}
  /* franja de socios: cada grupo en su línea, centrado y limpio */
  .trust .row{gap:8px 12px;padding-block:16px}
  .trust .cap{width:100%;text-align:center;margin:2px 0 0}
  /* precios: números más contenidos */
  .plan .price .n{font-size:38px}
  .acard .pr .n{font-size:30px}
  .price-card .amt{font-size:38px}
  /* tabla comparativa: celdas más compactas, scroll interno */
  .cmp table{min-width:560px}
  .cmp th,.cmp td{padding:12px 12px;font-size:13px}
  .cmp .pp{font-size:20px}
  /* portal: menú en fila envolvente */
  .portal-visual{min-height:0;padding:22px}
  /* servicios adicionales / addons */
  .addon{padding:15px 2px}
  /* footer */
  .fbottom{flex-direction:column;gap:8px;text-align:left}
  /* artículos y legales */
  .article-hero .wrap{padding-block:34px 30px}
  .article h2{margin-top:34px}
  .article p,.article ul.bul li{font-size:15.5px}
  .article ol.num li{font-size:15.5px;padding-left:42px}
  .toc{padding:20px 22px}
  .legal h2{font-size:18px;margin-top:32px}
  .legal p,.legal li{font-size:14.5px}
}

@media(max-width:400px){
  :root{--pad:16px}
  .hero h1{font-size:27px}
  .sec-head h2{font-size:24px}
  .plan .price .n,.price-card .amt{font-size:34px}
  .cmp table{min-width:500px}
  .btn{font-size:14.5px;padding:0 18px}
  .logo .wm{font-size:17px}
  .metric .v{font-size:23px}
}

/* ===== timeline (Cómo funciona) + equipo (Sobre nosotros) ===== */
.timeline{max-width:800px;margin-inline:auto;display:flex;flex-direction:column}
.tl{display:grid;grid-template-columns:auto 1fr;gap:24px;padding-bottom:38px;position:relative}
.tl:last-child{padding-bottom:0}
.tl .tn{width:48px;height:48px;border-radius:13px;background:var(--navy);color:#fff;font-family:var(--mono);font-weight:600;font-size:18px;display:grid;place-items:center;flex:none;box-shadow:var(--sh-sm);z-index:1}
.tl::before{content:"";position:absolute;left:23px;top:52px;bottom:-4px;width:2px;background:var(--line)}
.tl:last-child::before{display:none}
.tl .tc h3{font-size:20px;margin-bottom:8px;letter-spacing:-.02em}
.tl .tc p{color:var(--ink-soft);font-size:15.5px;line-height:1.7}
.team{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;max-width:720px;margin:0 auto}
.team img{width:100%;max-width:150px;aspect-ratio:1/1;object-fit:cover;object-position:center top;border-radius:50%;box-shadow:var(--sh-md);border:3px solid #fff;margin:0 auto}
.principles{display:grid;grid-template-columns:1fr 1fr;gap:14px;max-width:820px;margin:0 auto}
.principle{display:flex;align-items:flex-start;gap:12px;background:#fff;border:1px solid var(--line);border-radius:var(--r-sm);padding:18px 20px;box-shadow:var(--sh-sm)}
.principle svg{width:20px;height:20px;flex:none;margin-top:1px}
.principle p{font-size:14.5px;color:var(--ink-soft);line-height:1.5}
@media(max-width:768px){
  .tl{gap:16px;padding-bottom:30px}
  .tl .tn{width:42px;height:42px;font-size:16px}
  .tl::before{left:20px;top:46px}
  .principles{grid-template-columns:1fr}
}
@media(max-width:700px){.team{grid-template-columns:1fr 1fr}}